Join the waitlist

Dreamer is in closed testing on iPhone and Android. Leave your email and you will be first in the day it opens.

iPhone and AndroidFrom R99 a monthAll-in fees under 1% a year

Before you start

Whatyou need

A South African ID
Verified once, encrypted the moment you tap Verify, never shown back.
A bank account to link
Read-only, through your bank's own sign-in. Or skip it and use a card for recurring amounts and boosts.
A few taps
No paperwork, no branch visit. Your ID is verified in the app and your bank links through its own sign-in.

Step by step

Set up ina few taps

Identity checks and bank linking are built into the app, so there is nothing to print, post or wait for.

1
Sign up
Your name, email and phone. A one-time code confirms the number.
2
Verify
Your ID number, checked in the app and encrypted. A quick selfie, and no documents to send anywhere.
3
Link a bank
Your bank's own sign-in opens, you approve, and you are brought straight back. Read-only.
4
Name a dream
What for, how much, by when. Pick the funds it grows in.
5
Choose a rhythm
Round to the nearest R10. Invested every Friday, and left to compound. Done.

Each step in detail

Questions

Beforeyou start

What do I need to open a Dream Account?

A South African ID number, a phone number and a bank account you can link. There is no paperwork and no branch visit: your ID is verified in the app, your bank links through its own sign-in, and you are set up in a few taps. Your ID number is encrypted the moment you tap Verify and never shown back to anyone.

Do I have to link a bank account?

Round-ups need one, because they are calculated from what you spend. If you would rather not link a bank, you can still put money away with a recurring amount or a once-off boost from a verified card.

Is Dreamer a trading app?

No. There is nothing to trade and nothing to time. You name a dream, choose the funds it grows in, and Dreamer collects your change into it every week.

Is Dreamer a savings app?

No, it is an investing app. Change in a savings jar stays the size it is. Dreamer invests your change in the funds you choose, so it can compound: growth earns growth of its own, the same principle as compound interest. The longer it is left, the more of the total is growth rather than what you put in. Investments can fall as well as rise, and your capital is at risk.

Which phones does Dreamer run on?

iPhone and Android. Dreamer is a mobile app; there is no web version of the account.

Join the waitlist

Every tap buildsyour dream.Be first in.

Join the waitlist and be first in when Dreamer opens. Your change, invested every Friday and left to compound. R99 a month, all-in fees under 1% a year.