Name the dream. Give it a date.
Kruger 2027
Eight categories.Your names.
Tax-freeR46 000 by Feb 2027
Tax-free, every year
A tax-free Dream Account. Contribute up to R46 000 a year and R500 000 in a lifetime, and no tax on the growth.
41%RetirementR1 500 000 by 2050
Retire with options
The longest dream. Decades of round-ups in the funds you choose, left alone to compound.
3%SavingsR25 000 by Dec 2026
The cushion
Money for later, with no story attached yet. It still gets a target and a date.
72%EmergencyR45 000 by Jun 2027
Three months' cover
Three months of cover, so a surprise stays a surprise and not a loan.
28%TravelR48 000 by Sep 2027
Kruger 2027
Somewhere specific, on a date you can say out loud. The Kruger in September, the coast in December.
66%HomeR180 000 by Mar 2029
House deposit
The deposit. The biggest number most people ever save, built from the smallest ones.
19%EducationR60 000 by Jan 2028
School fees 2028
School fees, a course, a degree. Yours or theirs.
54%OtherR14 500 by Mar 2027
The new bike
Anything with a price and a date. Name it and Dreamer will keep the count.
88%
The dreams shown are examples. Yours will have your name, your number and your date.
At this week's rhythm the dream reaches Sep 2027.
R120 more a month reaches Sep 2027. Or the same amount reaches Nov.
Kruger 2027 is fully funded. It stays invested until you withdraw.
The honest line
One sentence about pace, under every dream
The tax-free Dream Account
A dream can live in a tax-free account. The limits are R46 000 a year and R500 000 in a lifetime, and Dreamer keeps count so a round-up never takes you over. A transfer between tax-free accounts doesn't count towards your R46 000 a year.
At 100%, your call
When you create a dream you decide what happens when it gets there: keep the money invested and let the dream carry on, or have Dreamer withdraw it to your bank account automatically.
A report every week
Every Sunday, a Dream Report: what was put away, where it sits, what it cost, and how the rhythm looks. Every 1 March, the year in full.
Dreamquestions
Which funds can I choose?
Nine funds, from managers including Satrix, Sygnia, Ninety One, Coronation, 1nvest, 10X and FNB. Dreamer groups them by how long you have, and shows every fund's fee before you choose. Dreamer never recommends a fund; you choose every one.
Is there a tax-free option?
Yes. A dream can live in a tax-free Dream Account. The limits are R46 000 a year and R500 000 in a lifetime, and Dreamer keeps count so a round-up never takes you over.
What happens when a dream reaches 100%?
You decide when you create it: keep the money invested, or have Dreamer withdraw it to your bank account automatically.
Will Dreamer tell me if I am behind?
Yes, plainly. Every dream shows whether it is on pace for its date and what would close the gap, for example how much more a month reaches the same month. It is information, not an alarm.